A resource for your circle

The scheduled
accompaniment.

It is the one that is booked. The woman who is going to bring a case sits down for an hour with la acompañante, one or two weeks ahead, and arrives at the session with the difficulty already found. It is the one for the prepared case block.

Here is everything it involves, in order: what accompanying is and the four skills, the meeting, the questions of the woman presenting, those of the woman accompanying, the introduction, and the seven steps in the session.

If the case cannot wait for a meeting, it is the other one: the live accompaniment.

We keep the Spanish word la acompañante on purpose. She is the woman who accompanies the one presenting — in a private hour before the session, or live in front of the circle — she is not a coach: she does not advise, does not solve and does not share her own story. English has no word for that, and every word it does have brings back the idea this method spent years removing.

The accompaniment booklet (13 pages, both accompaniments with all the questions) exists in Spanish for now.

To accompany

To accompany is to help another woman reach what really weighs on her. You do not need to know more than she does or to have answers: you need to listen in a particular way, and that way has four parts.

The four skills of the woman accompanying

1 · Quiet mind

Do not solve. Just listen. The urge to help is the first obstacle.

2 · Reflect back

Say back what you hear, what you see, what you notice. Without interpreting. She hears herself from outside and corrects.

3 · Listen underneath

Where is the real difficulty, the one beneath the story that she has not named yet?

4 · Focus

Of all the difficulties, which one is strongest today? Help her reach one, not five.

Other forums among women call this coaching. Money in Her Voice calls it accompaniment, and it is not a change of label: coach carries the idea of someone who knows more and takes you to a result. Here nobody knows more. There is one woman walking beside another while she finds what is hers.

What accompaniment is not

It is not therapy

Nobody works on the past or diagnoses anything. If something comes up that needs professional help, it is named with care and a contact is offered — it is not accompanied.

It is not advice

Not financial, not legal, not business. The woman accompanying does not review numbers or give a view on the decision, even if she knows the subject.

It is not mentoring

There is no woman who has already solved it teaching the one who is inside it. The woman who has already solved it cannot accompany the one who is inside it.

It is not a rehearsal

Nobody practices how she will tell it or writes her script. What she brings into the room has to sound like her.

The line that is not crossed

The woman accompanying does not solve, does not advise and does not tell her own story.

What shows and what weighs

What she tells first is almost always the story: what happened, when, with whom, what each person said. That is easy to tell and fills all the time if you let it. Underneath there is something else, and that is what the circle can work with.

Two layers, and only one tells itself

The story · what shows

  • What happened and when
  • Who said what
  • How much it was, how much is left
  • What steps she is considering

The difficulty · what weighs

  • What she feels, in all her words
  • Where she feels it in her body
  • What she fears will happen
  • What she needs and has not asked for
  • What belief about money keeps her there
  • Which of her values is at stake
  • What sets her off: the word or the gesture that brings it all up at once
  • Her part: which decision of hers keeps this in place

The work of the woman accompanying is the move from one layer to the other. If it stays in the first, the case reaches the circle as an anecdote and the block does not deliver.

How to listen

Four things the woman accompanying does

Stay quiet

Listen more than you speak. The silence after an answer is what brings the second answer, which is almost always the good one.

Give her words back

Repeat what you heard, in her terms and without interpreting.

Notice where she returns

If the conversation comes back three times to the same point, that is where the case is — even if she says it is not.

Keep the metaphors

When she says «it's like carrying a suitcase that isn't mine», that is worth more than twenty minutes of facts. Keep it exactly as she said it.

And four she does not do

Not solving

Even if you see the way out clearly. If you give it to her, she stops looking for it and the circle has nothing left to work with.

Not telling your own

Accompaniment is not a conversation between two: it is listening. Your experience comes later, in the circle, like everyone else's.

Not interrogating

If she does not want to go somewhere, you do not insist. You follow.

Not judging the decision

Not even with your face. You are there so she reaches the bottom, not to assess her.

Before · the meeting

The two of them sit down one or two weeks ahead, somewhere private, one uninterrupted hour. She arrives with her two sheets filled in; la acompañante arrives with nothing written and no opinion formed.

Two roles, one hour

The woman presenting

Fills in her two sheets before the meeting, alone and by hand. She arrives with them, ready to be asked the uncomfortable things. Afterwards she decides what she takes into the room.

La acompañante

Asks, listens, gives back. At the end she writes the introduction and reads it when the case opens in the session.

The questions of the woman presenting

They are two sheets, alone and by hand, and they are in the booklet. The first comes out without effort; the second is the hard one, and it is the one that works.

The sheet of the woman bringing the case · the facts and what hurts

  1. 01
    In one sentence

    What do I want to bring to the circle?

  2. 02
    The facts, without interpretation

    What happened, when, with whom?

  3. 03
    The hardest part

    What is hardest about this for me?

  4. 04
    Where I am stuck

    Where am I stuck?

What I have to look at

  1. 01
    My own part

    How might my own decisions be holding this situation in place?

  2. 02
    What I feel

    With the emotions wheel beside you, to land on the exact word.

  3. 03
    What I fear

    What do I fear will happen if nothing changes?

  4. 04
    What it would be for this to go well

    Said concretely, not as a wish.

  5. 05
    What I need from the group today

    To be heard, or to be told other women's experience. Those are two different things and it is worth asking for one.

If finishing the second sheet does not make you slightly uncomfortable, you have not reached the bottom yet.

And before filling them in, check that it is a case

That it stirs you

Something that keeps you up at night, not something you are curious about.

That it is not resolved

If you have already decided and are coming to tell it, it is a story. The circle works on what is still open.

If it fails either one

It is a topic, not a case. It goes to the open space, which is what it is for.

The woman presenting · during the meeting

The questions of the woman accompanying

You do not have to ask them all, or in order. They are a repertoire for when the conversation stays in the story. They are all open: none of them can be answered yes or no.

To start

  1. 01
    «What are you thinking?»

    The most neutral of all, and that is why it comes first. If you start by asking what she feels, she often closes up: it is still too early. This one asks nothing of her.

  2. 02
    «What weighs on you most about this?»

    It is usually the first one that goes down from the story to what lies underneath.

  3. 03
    «Tell me more about that.»

    It is not a question and it is one of the most productive. Say it and stay quiet.

  4. 04
    «Help me understand.»

    Useful when something does not add up, without pointing out that it does not.

To reach the feeling

  1. 01
    «What do you feel as you tell it?»

    Ask it more than once, at different moments. The answer changes.

  2. 02
    «Where do you feel it?»

    Sometimes the body answers before the words do.

  3. 03
    «Which part of all this keeps you up at night?»

    It makes her choose, and choosing is what focuses.

  4. 04
    «If this were an image, what would it be?»

    A metaphor, without explaining or justifying it. It is the one that pulls her out of the facts fastest.

To find the difficulty underneath

  1. 01
    «What is the real difficulty here?»

    Direct. Often she already knows and nobody had asked her.

  2. 02
    «What question are you hoping to answer for yourself?»

    It turns the case into a question, which is what the circle needs.

  3. 03
    «Of everything you have told me, what worries you most?»

    Asked at the end, when everything is on the table.

  4. 04
    «Which part of this depends on you?»

    The most uncomfortable one, and the one that changes the case most.

To look ahead

  1. 01
    «What do you want?»

    Four words. Hard to answer, and that is why it works.

  2. 02
    «If this went well, what would it look like?»

    Concretely: what would look different on an ordinary Tuesday.

  3. 03
    «And what would it mean if it went badly?»

    The opposite, and it goes down faster. «What I fear» stays in the feeling; this one makes her name the concrete consequence.

  4. 04
    «And for the people around you?»

    Added to the two before. It almost always uncovers who she is protecting — and with money that is usually half the case.

  5. 05
    «What belief would you have to let go of to get there?»

    Something she takes as true about money. It is almost always a sentence learned at home.

  6. 06
    «If the circle could help you with only one thing, what would it be?»

    To close. It focuses what she needs from the group, and connects with the last question on her sheet.

And one that is not asked: a bare «why?». It is the most tempting and the one that lands worst — among women it sounds like asking her to account for herself, and she goes from telling to defending. «Tell me more» gets the same and does not move her from where she is.

The introduction, in four parts

At the end of the hour, la acompañante writes the introduction. It is the piece that decides what the circle is going to talk about, and it is read out loud when the case opens, before she tells it. It is in the booklet, on the sheet of la acompañante.

What gets written

  1. 01
    The core, in a single sentence

    What she came to explore. In her words, not in those of la acompañante.

  2. 02
    The difficulty heard underneath

    The one she named at the end, not the one she had written when she arrived.

  3. 03
    The feelings heard

    All of them, not the most comfortable one. There are usually two or three that contradict each other.

  4. 04
    The sentence that opens the group

    The one that makes the others search their own lives.

The format of the sentence is fixed: «Think of a time when you felt [her strongest feeling] because [a general description of the situation, without her details].»

The sentence, well and badly written

Like this

  • «Think of a time when you felt trapped because a money decision depended on someone else.»
  • «Think of a time when you felt ashamed because you did not understand something you were supposed to know.»

Not like this

  • «Think of when you lent money to a brother and he did not pay it back.» — it names the case: the group will talk about brothers
  • «Think of a problem with a loan of C$80,000.» — the figure and the product hijack the conversation

The test: strip out of the sentence everything that identifies the case. If it still stands, it is well written. And before reading it in the session, read it to her: it is her case.

In the session · seven steps, one hour

The guide opens each step with a short sentence, and the keeper of time says when it is over.

The seven steps

  1. 01
    Entry into the case · 2 min

    Each woman says one word she comes in with, without explaining it. It has the same name as the Entry of the session because it is the same thing, but it opens only the case.

  2. 02
    The introduction · 4 min

    La acompañante reads what she wrote: the core, the difficulty she heard underneath, the feelings and the sentence that opens the group. It comes before she speaks, so the others listen already knowing what to look for.

  3. 03
    She tells it · 10 to 15 min

    Nobody interrupts her. Nobody asks, nobody agrees out loud, nobody finishes her sentences.

  4. 04
    The silence · 5 min

    Nobody speaks. Each woman searches her own life for a moment that matches in the feeling.

  5. 05
    Experience, not advice · 25 min

    Each woman tells her own, and first what resonates. Never what she should do.

  6. 06
    What I take with me · 7 min

    Each woman says in one sentence what she takes with her; she goes last. It is not an action plan, and nobody asks her what she is going to do: not that day and not the following month.

  7. 07
    Exit from the case · 2 min

    Each woman says one word she leaves with.

Nobody in the room asks questions, and that is on purpose. The work of finding the difficulty was done in the meeting, and the introduction already says what weighs. If the circle asked, it would repeat that work with eight voices instead of one, and she would go from telling to defending herself.

And nobody asking her what she is going to do is not politeness either: it is what makes it possible to bring an unresolved case at all. If the end of it were having to commit to something, next time nobody would bring what actually weighs on them.

During the case la acompañante has no special role once she has read the introduction: she has done her part. She takes part like everyone else.

The silence

Between the end of her telling and the first woman who speaks there are five minutes in which nobody says anything. The guide announces it — «five minutes of silence» — and the keeper of time counts them. Without that silence, the woman who speaks first is not the one with the best experience: she is the one who thinks fastest, and what she says sets the tone for everyone after her.

What the others do while they listen

Fill in «What I am going to share»

The sheet on the back of My three axes: her words that repeat, where you resonate, and your experience in three lines — what happened to you, what you did, how it ended.

To choose, not to rehearse

It is for deciding which part of yours is useful to her before you say it. If you spend the time building what you are going to say, you have stopped listening to her.

Nothing leaves the room

At the end of the session you tear the sheet up or keep it with you.

Experience, not advice

When you share, yours can be useful in two ways. Look first for the one that resonates.

The two ways

Resonant · first

It matches in the feeling, even if the situation has nothing to do with hers. «That never happened to me, but I know that feeling of holding up something nobody can see.»

Relevant · if it also resonates

It matches in the facts. «I also had to decide alone about a debt on the house.» It counts if it also resonates: if it only matches in the facts, it almost always ends in advice.

The test, and it works for both: if removing the last sentence makes the whole thing pointless, that last sentence was the advice.

The four failures

What breaks the block

The four

  • MINIMIZING — «It's not that bad.»
  • RESCUING — «I'll fix it for you.»
  • COMPETING — «That's nothing compared to mine.»
  • ADVISING — «You should…» The most frequent, and the one that slips in fastest.

How they are used

  • They are a mirror for yourself, to check your own turn.
  • They are not a tool for correcting the others. The one who interrupts when someone commits them is the keeper of the agreement, with a single word: «agreement».

And while the women share, it helps if the guide notices who has not been heard. Not to expose her: in a circle of nine, two women take half the time and nobody notices until the third month.

Where it comes from

The case format among women and its rule of sharing experience instead of advising are attributed to «Jiggs» Davis and Fred Chaney, who shaped the YPO forum in 1975. EO, founded in 1987, later took it to its own forums, and that is where most people know it from today. The way of listening described here — giving the speaker's words back, without interpreting, and not solving for her — is the reflection of Carl Rogers and his person-centered therapy of the 1940s; open questions and reflections as a conversation technique are systematised in the motivational interviewing of Miller and Rollnick. Two of the four failures — advising and rescuing — have their antecedent in what Parker J. Palmer asks for in his circles of trust, which in turn come from the Quaker clearness committees. The seven-step sequence and its timings are the ones EO uses for this block. The name «accompaniment», the names of the steps, the sheets, the question guide, the examples and the test of the sentence are Money in Her Voice's.

Updated