Your circle
The steady group where you speak and listen from experience. A guide looks after the structure, and every woman keeps her own decisions.
Where your experience beginsNicaragua · Managua hub
The only active hub · updated 5 Sep 2026
Your change is yours.
You can live it accompanied.
Your experience begins in an in-person circle: a steady group of women who share their experience, listen without giving advice, and build trust on clear agreements.
Writing does not reserve a place. Joining depends on availability, terms and how the group is formed.
1active hub
14circles created
108women gathered at the launch
3 Sep 2026start date
The 108 correspond to the launch; they do not represent current places, active membership or measured impact.
What you get by belonging
Your way in
is a circle.
When you join, you also become part of the Community and gain access to the Financial Education available to members.
The community across circles
The connection between members beyond your own circle, without carrying over names, amounts or stories from what was said.
Beyond your groupFinancial Education
Knowledge and tools in a space distinct from the circle. Elaine will be the first to share them; other voices will follow.
For members onlyCurrent programming and terms are explained before you join.
How to take part in Managua
First you find out.
Then you decide.
The team will explain whether there is a possibility of joining now or whether it makes sense to wait for a new opening.
Writing is not an application and does not reserve a place.
- 01
Learn what it is
Ask about the circle, the agreements and what taking part involves.
- 02
See what is possible
The team reviews availability and how the groups are formed, without promising an automatic place.
- 03
Know the terms
Membership is US$ 35 a month plus tax. Dates, length and commitment should be clear to you before you decide.
Membership
US$ 35 a month.
Plus any taxes that apply in your country. It includes your circle, the community across circles and Financial Education.
Money should not leave you out.
For some women we have the support of our sponsors. If you want to be in a circle and cannot afford it, write to us and let's talk.
Inside the circle · The method
Trust is not asked for.
It is built.
A circle is held by the same group, monthly in-person meetings, a guide, and four concrete behaviours.
Steady groupthe same women
Once a monthin person
One guidelooks after structure and time
Vulnerability
I share the 5%, not the 95%. I say what is hard to say, not the presentable summary.
Confidentiality
I repeat nothing outside. Not the name, not the amount, not the story.
Circle mindset
I speak from my own experience. I do not advise, I do not rescue, I do not minimise.
Personal responsibility
I get from the circle what I bring to it. No one is going to draw out what I do not put in.
You decide what to share, and you can pass your turn. The scope and the limits of the confidentiality agreement are explained before you take part. Nothing said in a circle is ever written down.
The 95%
The summary we tell easily.
The tidy, the correct, the part that costs nothing to say.
The 5%
What really weighs and is hard to put into words.
It is an invitation to speak honestly. You decide what to share, and you can pass your turn.
Experience, not advice
One woman speaks from what she lived.
Another may recognise something of her own.
No one decides for the woman who shares. An experience can open up a perspective; the decision remains hers.
An illustrative scene · not a testimonial
One woman shares
«I want to keep helping my family, but I am already using my savings. It is hard to admit that I cannot carry everything.»
Another speaks from her experience
«I confused setting a limit with no longer loving them. Hearing myself say it helped me see what I had been keeping quiet.»
These lines do not belong to the women in the photographs. They illustrate the exchange of experience, without advice.
So there is no confusion
What a circle is.
And what it is not.
It is
- A group of peers.
- A conversation with structure.
- A place to share your own experience.
- A space with agreements about care and confidentiality.
It is not
- A finance course.
- Therapy or personalised advice.
- A place to give advice.
- A network to sell, lend money or do business inside the circle.
Who holds the experience
Different roles.
Clear limits.
The guide belongs to the circle. Elaine contributes to Financial Education and does not take part in the circles.
In the circle
The guide looks after the conversation.
She holds the structure, the turns and the timing. She helps keep the exchange on each woman's own experience.
She does not advise, diagnose, solve or decide for another woman.
In Financial Education
Elaine shares knowledge.
Elaine Miranda is a co-founder, a financial educator and an author. She will be the first to share her knowledge in this space; other voices will follow.
She does not take part in or observe the circles.
Before you decide
Questions to arrive
with clarity.
Do I need to know about finance?
No. The circle is not a class or an advisory service. Your experience has a place, and Financial Education happens in a separate space.
What if I do not want to tell something?
You decide what to share, and you can pass your turn. The 5% invites honesty; it never forces you to reveal anything.
How is confidentiality protected?
Everyone takes on a commitment about what they hear. Before taking part, its scope, its consequences and the protocol for situations of serious risk are explained. Nothing said in a circle is ever written down.
Is there room in any of the 14 circles?
The team has to check availability and how the groups are formed. If there is no place available, they will explain the next steps or a new opening.
How much time does it take and how much does it cost?
The meeting is monthly and in person, with preparation and regular attendance. Membership is US$ 35 a month plus any taxes that apply in your country. If you cannot afford it, write to us: for some women we have the support of our sponsors.
Is business done or money lent?
Not inside the circle. Nor is what is shared used to sell, find clients or recommend financial products.
Your next step
Find out what is possible.
Decide with the full picture.
The panel prepares the text of your message and opens it in WhatsApp. You can edit it before sending.
Writing is not an application and does not reserve a place.
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